Gumroad Fees Explained (2026): What You Actually Pay | HushLink
Gumroad fees explained 2026
Honest comparison · updated July 2026
Gumroad fees, explained honestly
Gumroad’s pricing is refreshingly simple on the surface — around 10% per sale, no subscription. The details (processing, Discover, payout rules) decide what you actually keep. Here is the 2026 breakdown.
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No subscription. No monthly fee. 10% only when you sell.
The short answer
As of July 2026, Gumroad charges roughly 10% per sale on direct sales, plus standard card processing. Sales that come through Gumroad’s Discover marketplace cost 30% all-in. There is no monthly subscription. That makes Gumroad genuinely cheap for occasional sellers with their own audience — the same niche HushLink serves with the same ~10% pay-per-sale pricing but an even smaller footprint: no store, no listings, just one paid link per piece of content. If your sales come from your own followers rather than marketplace browsing, compare the two on workflow, not price — the price is a tie.
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How HushLink works
The entire flow. There is no step four.
STEP 1
Upload content
A file, video, image, audio, or written piece. That is the whole product setup.
STEP 2
Set a price
Or a password, if you just want it gated. No store, no theme, no product page builder.
STEP 3
Share the link
One short link, anywhere — bio, DMs, stories. Buyers pay and unlock instantly.
Gumroad fees vs HushLink fees
| Feature | Gumroad | HushLink |
|---|---|---|
| Monthly subscription | None | None |
| Direct sale fee | ~10% + card processing | 10% + card processing |
| Marketplace (Discover) sale | 30% all-in | No marketplace — always 10% |
| Fee on a $20 direct sale | ≈ $2 + processing | $2 + processing |
| Fee on a $20 Discover sale | $6 | n/a |
| Cost with zero sales | $0 | $0 |
| Setup work per product | Full product listing | Upload → price → share |
| Free password-gated links | No | Yes |
Pricing as of July 2026; check each provider for current plans. Card processing (~2.9% + $0.30) is charged by the payment processor on most platforms, including HushLink.
Pick Gumroad if…
- You want Discover marketplace exposure and accept the 30% fee on those sales
- You need product pages, a buyer library, reviews, and license keys
- You sell a large catalog and want everything in one storefront
Pick HushLink if…
- Your buyers come from your own audience — bio links, DMs, stories, email
- You want the fastest path from content to checkout (minutes, no listing)
- You mix paid drops with free password-gated exclusives
Frequently asked questions
How much does Gumroad take per sale?
Does Gumroad have a monthly fee?
What is cheaper than Gumroad?
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